Personal Banking - Country Bank- Made To Make A Difference

PERSONAL BANKING

BANKING IS MORE THAN ACCOUNT NUMBERS AND DEBIT CARDS. AT COUNTRY BANK, IT’S PERSONAL

All Account Types

Country-Bank-couple-sitting-on-couch-looking-at-computer

Free Checking

Enjoy a checking account with no monthly service charge designed with you in mind.

EXPLORE ACCOUNT

Rewards Checking

Get more from your checking account and start earning rewards today!

EXPLORE ACCOUNT
Country-Bank-four-students-with-electronics-coffee-pen-paper

Student Checking

Simplify your life with a student bank account built to fit your needs.

EXPLORE ACCOUNT
Country-Bank-mom-dad-toddler-and-dog-in-an-SUV-driving

Savings Account

Grow your savings with a Kasasa savings account that earns a high rate of return.

EXPLORE ACCOUNT

Statement Savings

Build something great with a savings account that earns interest.

EXPLORE ACCOUNT
Country-Bank-man-sitting-at-desk-making-loan-payment-from-computer

Money Market

Unlock the higher earning power of a money market account.

EXPLORE ACCOUNT
Country-Bank-woman-on-couch-looking-at-computer-holding-out-her-credit-card

CD’s

Enjoy the guaranteed returns of a certificate of deposit.

EXPLORE ACCOUNT
Country-Bank-older-man-jogging-down-tree-lined-street-smiling-at-neighbor

IRA

It’s never too early, or too late, to start building your ideal retirement.

EXPLORE ACCOUNT
Country-Bank-white-fluffy-dog-poking-head-out-of-moving-box

Mortgage

Finance your next home with a mortgage that fits your budget.

EXPLORE LOAN

First-Time Homebuyer Loan

Your path to home ownership starts with a loan designed to fit your needs.

EXPLORE LOAN
Country-Bank-man-building-a-deck-out-back-of-a-home-structure

USDA Home Loan

Unlock competitive interest rates and home financing for rural home ownership.

EXPLORE LOAN
Country-Bank-Man-Cutting-With-Saw-Construction-Site-Loan

Construction Loans

Get the money you need to build the home of your dreams.

EXPLORE LOAN
Country-Bank-aerial-view-of-plot-of-green-land

Land Loans

Finance your land purchase with competitive rates and flexible terms.

EXPLORE LOAN
Country-Bank-woman-in-white-dress-pumping-gas-in-white-car

Auto Loans

Make every mile count with attractive auto loan rates that complement your budget.

EXPLORE LOAN
CountryBank-woman-laying-in-white-bed-holding-onto-her-brown-dog

Personal Loans

Loans with the flexibility to cover your next vacation, big event, or unexpected expense.

EXPLORE LOAN
Country-Bank-woman-painting-a-wall-in-her-home-green

Home Equity Line of Credit

Fund multiple projects with a revolving home equity line of credit.

EXPLORE LOAN
Country-Bank-smartphone-and-laptop-displays-credit-score-information

Credit Builder Loan

Improve your credit score one payment at a time with a credit builder loan.

EXPLORE LOAN
Country-Bank-woman-in-white-sweater-at-home-banking-from-her-phone

Mobile Banking

Skip the trip and take control of your finances with our mobile banking app.

LEARN MORE
Country-Bank-man-sitting-at-computer-looking-happily-at-his-bank-accounts

Online Banking

Simplify your life with online banking features you can’t afford to miss.

LEARN MORE

Check Ordering

Learn More
Country-Bank-woman-holding-cell-phone-and-typing-into-her-tablet

Routing Number/Wire Transfer

Send or receive money with a wire transfer using these instructions.

LEARN MORE
Country-Bank-three-young-adults-sitting-on-couch-with-computer-and-notebooks

Direct Deposit

Ensure you get paid on time, every time by signing up for direct deposit.

LEARN MORE
Country-Bank-smiling-woman-standing-in-room-while-typing

Make Your Loan Payment

Discover all the easy ways to make a payment on your Country Bank loan.

LEARN MORE
Country-Bank-man-smiling-while-holding-his-debit-card-and-shopping-from-his-phone

Debit Card

Explore the many features and conveniences of a Country Bank debit card.

LEARN MORE

BUILD YOUR FUTURE

MORTGAGE LOAN PROFESSIONALS

When you’re applying for a mortgage, it’s important to have someone you trust at your side. We’re experts at walking you through the entire process, answering your questions, and cheering you on to success. It’s what we’re made to do.

Justin Calheno

VICE PRESIDENT, BUSINESS DEVELOPMENT OFFICER, RETAIL LENDING
NMLS #5549 jcalheno@countrybank.com Direct Dial: 413-277-2370 Cell: 413-626-0395 Fax: 413-234-3243

Ludlow

APPLY NOW

Janelle Soucia

RETAIL LOAN OFFICER NMLS #432695 jsoucia@countrybank.com Direct Dial: 413-277-2348 Cell: 413-262-2141 Fax: 866-757-5784

Belchertown – Granby – Northampton – Amherst – Springfield – Chicopee

APPLY NOW

JoMaria Velez

RETAIL LOAN OFFICER NMLS #618959 jvelez@countrybank.com Direct Dial: 413-277-2318 Cell: 413-636-2925 Fax: 866-506-7515

Wilbraham – Brimfield – Palmer – Monson – Ware

APPLY NOW

Kelly Kemp

RETAIL LOAN OFFICER NMLS #432698 kkemp@countrybank.com Direct Dial: 413-277-2383 Cell: 774-200-5017 Fax: 866-726-4071

Worcester – Leicester

APPLY NOW

Salema DeSantis

RETAIL LOAN OFFICER NMLS #1687192 sdesantis@countrybank.com Direct Dial: 413-277-2114 Cell: 413-302-3467 Fax: 413-403-4416

Charlton – Paxton – West Brookfield

APPLY NOW

FINDING YOUR SOLUTION

PERSONAL BANKING FAQs

Do you open new accounts for out-of-state residents?
Existing Customers: We open accounts for existing customers who reside in any state. New Customers: We open accounts for new customers who reside in any of the New England States which includes:
  • Maine
  • Vermont
  • New Hampshire
  • Massachusetts
  • Rhode Island
  • Connecticut
Click here to open an account today!
How are my deposits insured?

All deposits are insured through the combined coverage of the FDIC (Federal Deposit Insurance Corporation) and the DIF (Depositor’s Insurance Fund). Under the FDIC, the standard insurance amount is $250,000 per depositor, for each ownership category. As a depositor in this bank, all of your deposits and accrued interest are insured in full without limit or exception. All deposits above the FDIC limit are insured in full by the Depositors Insurance Fund.

There has been a lot in the news lately about deposit insurance and bank safety. This question and answer section is to provide you with useful information about the safety and security of your funds at Country Bank. You can be confident that Country Bank is in a strong financial position and your interests are safe. In fact, the deposits of Country Bank customers are backed by the Federal Deposit Insurance Corporation (FDIC) to the maximum extent allowed by law. Additionally, the Depositors Insurance Fund insures all deposit amounts above FDIC limits in full.

LEARN MORE: FDIC

LEARN MORE: DIF

The combination of FDIC and DIF insurance provides Country Bank customers with full deposit insurance on all their deposit accounts. If you need more information or would like to discuss your accounts, please visit any of our branches or contact our Customer Care Center at 800-322-8233.

BANKING MADE SIMPLE

PERSONAL BANKING RESOURCES

Take control of your finances with free tools and resources.

Home Ownership Personal Finance

Using Credit

Borrowing money makes it possible to afford things that you couldn’t otherwise, but make sure you understand what you’re signing […]

Read More
Home Ownership Personal Finance

Refinancing Loans

Making payments on a loan with suboptimal terms can make you feel trapped. Luckily, refinancing can help you find more […]

Read More
Home Ownership Personal Finance

How Does Amortization Work

If you’ve ever financed a car or taken out a mortgage, you’ve likely heard the word “amortization” tossed around. It’s […]

Read More

HOW CAN WE HELP YOU

CUSTOMER SERVICE

Location pin icon

Locations

Experience the difference of exceptional service when you stop by a local banking center.

FIND LOCATIONS
Icon of a woman with a question mark inside a chat bubble.

FAQs

Elevate your understanding with answers to our most common questions.

GET ANSWERS
Telephone icon

Contact Us

Connect with your local banker by giving us a call or sending an email.

GET IN TOUCH
Login screen of the CountryBank app

SKIP THE TRIP

MOBILE BANKING

Icon of 2 circular arrows surrounding a dollar sign representing money transfers.

24/7 Access

Manage your accounts from the palm of your hand whenever it’s convenient for you.

Mobile phone icon

Mobile Deposit

Deposit checks with the snap of a photo.

Icon of two people with one paying money to the other.

Transfer Money

Easily transfer money between your accounts or over to a friend or family member straight from the Mobile App.