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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
SHIFT INTO SAVINGS
AUTO LOAN RATES
Make every mile count with attractive auto loan rates and auto refinance rates that complement your budget.
Rate Effective Date: March 25, 2025
| Year of Vehicle | Max Term | Interest Rate | Annual Percentage Rate | Monthly Payment per $1,000 |
|---|---|---|---|---|
| 2023-2025 | 60 Months | 6.250% | 6.250% | $19.45 |
| 2023-2025 | 72 Months | 6.500% | 6.500% | $16.81 |
| 2020-2022 | 60 Months | 6.750% | 6.750% | $19.68 |
| 2019 & older | 36 Months | 6.500% | 6.500% | $30.65 |
Maximum Loan to Value – 95%
Insurance Binders will be required at the time of closing
Minimum loan: $800
Minimum term: 12 months
If payment is automatically deducted from a new or existing Country Bank checking or savings account, the rate will be reduced by 0.250 percentage points. New accounts must be opened prior to closing.
All loan applications are subject to credit approval.
CAR LOAN FEATURES
Competitive Rates
Whether you’re looking for a new or used vehicle, start your journey with budget-friendly auto loan rates.
Additional Savings
Reduce your auto loan interest rate by 0.250 percent when you set up automatic deduction from your new or existing Country Bank checking or savings account. New accounts must be opened prior to closing.
AUTO LOAN PAYMENT OPTIONS
Mobile App
Any Banking Center
Which car can I afford?
AUTO LOAN CALCULATOR
Auto Loan Affordability
Explore how much car you can afford based on payment preferences.
Loan Amount
Months
Car Cost
$14,599
Max Loan
$13,599
Interest Paid
$800
| Months | Loan Balance | Interest |
|---|---|---|
| 0 | $13,599 | $0 |
| 1 | $13,241 | $42 |
| 2 | $12,883 | $83 |
| 3 | $12,523 | $124 |
| 4 | $12,162 | $163 |
| 5 | $11,800 | $201 |
| 6 | $11,437 | $238 |
| 7 | $11,073 | $273 |
| 8 | $10,707 | $308 |
| 9 | $10,341 | $341 |
| 10 | $9,973 | $374 |
| 11 | $9,604 | $405 |
| 12 | $9,234 | $435 |
| 13 | $8,863 | $464 |
| 14 | $8,491 | $492 |
| 15 | $8,118 | $518 |
| 16 | $7,743 | $543 |
| 17 | $7,367 | $568 |
| 18 | $6,990 | $591 |
| 19 | $6,612 | $613 |
| 20 | $6,233 | $633 |
| 21 | $5,852 | $653 |
| 22 | $5,470 | $671 |
| 23 | $5,088 | $688 |
| 24 | $4,703 | $704 |
| 25 | $4,318 | $719 |
| 26 | $3,932 | $732 |
| 27 | $3,544 | $744 |
| 28 | $3,155 | $755 |
| 29 | $2,765 | $765 |
| 30 | $2,373 | $774 |
| 31 | $1,981 | $781 |
| 32 | $1,587 | $788 |
| 33 | $1,192 | $793 |
| 34 | $796 | $796 |
| 35 | $398 | $799 |
| 36 | $0 | $800 |
This calculator is for informational purposes only and its use does not guarantee an extension of credit. Your actual term and payment will be provided upon acceptance of a Country Bank Loan.
EMPOWER YOUR FUTURE
AUTO LOAN RESOURCES
Making smart choices with money can make a major difference in your life. Take advantage of these tools and tips to stay one step ahead and secure your financial future.
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AUTO LOAN FAQS
Do I need a down payment to purchase a vehicle?
Financing options are available for up to 95% of the value of the vehicle.
How do I refinance a car loan?
Apply today, and we may be able to help you adjust your loan term for a more affordable monthly payment
HOW CAN WE HELP YOU
CUSTOMER SERVICE
Locations
Experience the difference of exceptional service when you stop by a local banking center.
FIND LOCATIONS
BANK SMARTER
MOBILE BANKING
Pay Your Auto Loan
Enjoy the convenience of paying your auto loan anytime, anywhere.
Monitor Your Loan Balance
Take charge of your finances with easy access to your outstanding auto loan balance.
Make an Extra Payment
Save money when you make an extra payment toward the principal of your auto loan.