You have plenty of things to worry about every day. Fees shouldn’t be one of them.
Access your account 24/7 with free online banking and mobile banking or visit one of our local banking centers.
No Per-Check Charge
Mastercard® Debit Card With eGuard Secure Solution
Online Banking with Free Bill Pay
Mobile Banking with Free Mobile Deposit
Text Banking
eStatements
| Feature | Free Checking Account | Kasasa Cash back account1 | Kasasa cash account1 | 18/65 Checking Account | Student Checking Account2 |
| Minimum Opening Balance | $10 | $10 | $10 | $10 | $10 |
| Minimum Balance to Earn Interest | N/A | N/A | $0 | N/A | N/A |
| Monthly Fee | $0 | $0 | $0 | $0 | $0 |
| Earns Interest | No | No | Yes | No | No |
| Reduced NSF Fees | No | No | No | Yes | No |
As mandated by Massachusetts Law, customers 18 years of age and under or 65 years of age and older, are entitled to an account that is free of monthly service charges, free check orders, and reduced insufficient funds fees. Limited to one account per SSN/TIN.
Safeguard your identity and finances around the clock with Kasasa Protect. Enjoy affordable 24/7 credit monitoring, credit report access, credit score tracker, dark web monitoring, lost wallet protection, identity restoration, and alerts for suspicious activity.
Take control of your finances with free checking account tools and resources.
Yes, at most of our ATM/ITM locations. The only location that cannot accept deposits is the Worcester Public Market.
Kasasa Protect™ is the fastest and simplest way to guard against fraudulent activity. You’ll receive notices about important changes in your credit report, including:
DISCLOSURES:
1 Qualifications, limits and other requirements apply to earn ATM refunds and high interest or cash back rewards. See financial institution for details. If qualifications are met, reimbursements up to $9.99 per transaction, with an aggregate total of $25 for nationwide ATM withdrawal
fees incurred on your Kasasa account during the Monthly Qualification Cycle in which you qualified. Please note that ATM fee reimbursements only apply to Kasasa Cash, and Kasasa Cash Back accounts. Kasasa Saver ATM transaction fees are not reimbursed nor refunded. ATM fee reimbursements may be tax reportable, please consult your tax advisor. Limited to one account per SSN/TIN.
Account Qualifications (per qualification cycle): Have at least 12 debit card purchases post and settle; have at least one direct deposit, one automatic ACH transaction post and settle; and be enrolled in and agree to receive eStatements.
The interest rate and annual percentage yield may change after account opening.Fees could reduce the earnings on the account.
Kasasa, Kasasa Cash Back, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
2 You must deposit $10.00 to open this account. The primary account owner must be 22 years of age or younger. Minors (under the age of 18) will require a parent or guardian to be a joint owner on the account. We will refund an aggregate of $25.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the monthly statement cycle. Generally, the refund will be credited to your account within 2 business days. When the primary account holder reaches the age of 23, the Student Checking account will automatically convert into a checking account, disclosures will be provided at that time. Please note that rates, fees, and balance requirements may vary based on the account available at that time. Must be 18 or older to open online. Limited to one account per SSN/TIN.
Experience the difference of exceptional service when you stop by a local banking center.
Manage your accounts from the palm of your hand whenever it’s convenient for you.
Deposit checks with the snap of a photo.
Easily transfer money between your accounts or over to a friend or family member straight from the Mobile App.