CHOICE SAVINGS ACCOUNT

Individuals will need one primary form of identification. Alternatively, if one of the primary forms of ID cannot be provided, two secondary forms of identification are required Minors need to provide a birth certificate as one of their secondary forms of identification.

Primary

Driver’s License or ID Card

Passport

Permanent Resident Card (Green Card)

Firearms Permit

Police, Civil Service, Military Identification

U.S Visa

Secondary

Social Security Card

Credit Card with picture and signature

Employee ID with picture and signature

Health Care/Insurance Card (containing a name and member number)

Current Utility Bill (showing current address)

Student ID with picture and signature

Current Credit Card Bill (showing current address)

Birth Certificate (Required for minors) or Marriage Certificate

EBT Card (Massachusetts Residents only)

Pay Stub (current)

Vehicle Registration

ITIN Card (non-U.S Person)

Yes, at most of our ATM/ITM locations. The only location that cannot accept deposits is the Worcester Public Market.

All deposits are insured through the combined coverage of the FDIC (Federal Deposit Insurance Corporation) and the DIF (Depositor’s Insurance Fund). Under the FDIC, the standard insurance amount is $250,000 per depositor, for each ownership category. As a depositor in this bank, all of your deposits and accrued interest are insured in full without limit or exception. All deposits above the FDIC limit are insured in full by the Depositors Insurance Fund.

There has been a lot in the news lately about deposit insurance and bank safety. This question and answer section is to provide you with useful information about the safety and security of your funds at Country Bank. You can be confident that Country Bank is in a strong financial position and your interests are safe. In fact, the deposits of Country Bank customers are backed by the Federal Deposit Insurance Corporation (FDIC) to the maximum extent allowed by law. Additionally, the Depositors Insurance Fund insures all deposit amounts above FDIC limits in full.

LEARN MORE: FDIC

LEARN MORE: DIF

The combination of FDIC and DIF insurance provides Country Bank customers with full deposit insurance on all their deposit accounts. If you need more information or would like to discuss your accounts, please visit any of our branches or contact our Customer Care Center at 800-322-8233.

ATM Card: A minor may have an ATM card on their statement savings account as long as the parent/legal guardian signs as the responsible party.

Debit Card: A minor may have a debit card on their student checking account as long as the parent/legal guardian signs as the responsible party.

Notations:

On accounts owned individually or jointly by a minor, deposits and withdrawals are allowed without requiring permission from the parent/legal guardian. If the parent/legal guardian wishes to eliminate the minor’s ability to withdraw, they may want to consider opening an account with the minor as beneficiary, which means they will not have the capability to withdraw.

• • If a minor owns an account jointly, only the account owners can withdraw from the account. The parent/legal guardian has no right to the funds unless they are a joint account holder. The parent/legal guardian may come in with the minor, and then we would allow the minor to withdraw.
  • If a minor owns an account individually and the parent/legal guardian comes in wishing to withdraw from the minor’s account, they must prove that they are the parent or legal guardian.