STUDENT CHECKING ACCOUNT

SIMPLIFY YOUR LIFE WITH A STUDENT BANK ACCOUNT DESIGNED TO FIT YOUR BUSY SCHEDULE

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STUDENT CHECKING ACCOUNT PROMOTION

As a student, balancing school, work, and everything else, you’ve got a busy schedule. It’s why we created this free and simple student checking account that goes wherever you go. Plus, receive $251 when you open an account.

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STUDENT CHECKING ACCOUNT FEATURES YOU’LL LOVE

No Monthly Maintenance Fees

You have plenty of things to worry about every day. Fees shouldn’t be one of them.

Low Minimums

Open your student checking account online with a $10 deposit and never worry about a minimum balance.

ATM Fee Refunds

Receive up to $25 in ATM fee refunds per qualification cycle.1

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ENJOY EXCLUSIVE PERKS WITH EVERY COUNTRY BANK CHECKING ACCOUNT

Mastercard® Debit Card With eGuard Secure Solution

Online Banking with Free Bill Pay

Mobile Banking with Free Mobile Deposit

Text Banking

eStatements

FeatureFree Checking Accountkasasa cash back checking accountkasasa cash checking accountstudent checking account118/65 checking account
Minimum Opening Balance$10$10$10$10$10
Minimum Balance to Earn InterestN/A$0$0N/AN/A
Monthly Fee$0$0$0$0$0
Earns InterestNoNoYesNoNo
Reduced NSF FeesNoNoNoYesYes

1You must deposit $10.00 to open this account. The primary account owner must be 22 years of age or younger. Minors (under the age of 18) will require a parent or guardian to be a joint owner on the account. We will refund an aggregate of $25.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the monthly statement cycle. Generally, the refund will be credited to your account within 2 business days. When the primary account holder reaches the age of 23, the Student Checking account will automatically convert into a checking account, disclosures will be provided at that time. Please note that rates, fees, and balance requirements may vary based on the account available at that time. Must be 18 or older to open online.
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SMART MONEY HABITS FOR LIFE

Greenlight

Through our partnership with Greenlight, your child can have a debit card of their own, while you set flexible controls and get real-time notifications of their money activity. This app is a great way to introduce children to finances and teach them how to manage their money at an early age. Your Country Bank checking account can be connected directly to Greenlight.

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STUDENT CHECKING ACCOUNT REQUIREMENTS

Ages 22 and Under

If you’re 22 or under, you must be listed as the primary account owner.

Ages 18 and Older

If you’re 18 or older, open your student checking account online. You’ll need one primary and one secondary form of identification to open your account.

Ages 17 and Younger

Ages 17 or younger must visit a banking center to open an account and have a parent or guardian on the account. Minors will need two secondary forms of identification.

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A DEBIT CARD OF YOUR OWN

Start your financial journey on the right foot! With your student checking account, you’ll get a debit card of your very own to start learning and practicing smart spending habits. With a student bank account at Country Bank, you can make point-of-sale purchases, access your money at ATMs, transfer money to friends and family, and monitor your account with free online and mobile banking.

TIPS TO MANAGE YOUR STUDENT CHECKING ACCOUNT1

When you open your first checking account, you take the first step toward independence. It’s a big responsibility, but managing your money successfully is within your reach. Remember, the key to success is never spending more money than you have available in your account.

INVEST IN A BRIGHTER FUTURE

UNLOCK YOUR POTENTIAL WITH MONEY SCHOOL

Prepare for a lifetime of financial wellness with free resources empowering you to make smart money choices. Money School is an engaging program that puts you on the path to financial success!

BANKING MADE SIMPLE

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Take control of your finances with free checking account tools and resources.

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FINDING YOUR SOLUTION

CHECKING ACCOUNT FAQs

What forms of identification do I need to open an account?

Individuals will need one primary form of identification. Alternatively, if one of the primary forms of ID cannot be provided, two secondary forms of identification are required Minors need to provide a birth certificate as one of their secondary forms of identification.

Primary

Driver’s License or ID Card

Passport

Permanent Resident Card (Green Card)

Firearms Permit

Police, Civil Service, Military Identification

U.S Visa

 

Secondary

Social Security Card

Credit Card with picture and signature

Employee ID with picture and signature

Health Care/Insurance Card (containing a name and member number)

Current Utility Bill (showing current address)

Student ID with picture and signature

Current Credit Card Bill (showing current address)

Birth Certificate (Required for minors) or Marriage Certificate

EBT Card (Massachusetts Residents only)

Pay Stub (current)

Vehicle Registration

ITIN Card (non-U.S Person)

What other information do I need to know about minor accounts?

ATM Card: A minor may have an ATM card on their statement savings account as long as the parent/legal guardian signs as the responsible party.

 

Debit Card: A minor may have a debit card on their student checking account as long as the parent/legal guardian signs as the responsible party.

 

Notations:

On accounts owned individually or jointly by a minor, deposits and withdrawals are allowed without requiring permission from the parent/legal guardian. If the parent/legal guardian wishes to eliminate the minor’s ability to withdraw, they may want to consider opening an account with the minor as beneficiary, which means they will not have the capability to withdraw.

    • If a minor owns an account jointly, only the account owners can withdraw from the account. The parent/legal guardian has no right to the funds unless they are a joint account holder. The parent/legal guardian may come in with the minor, and then we would allow the minor to withdraw.
    • If a minor owns an account individually and the parent/legal guardian comes in wishing to withdraw from the minor’s account, they must prove that they are the parent or legal guardian.

DISCLOSURES

1You must deposit $10.00 to open this account. The primary account owner must be 22 years of age or younger. Minors (under the age of 18) will require a parent or guardian to be a joint owner on the account. We will refund an aggregate of $25.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the monthly statement cycle. Generally, the refund will be credited to your account within 2 business days. When the primary account holder reaches the age of 23, the Student Checking account will automatically convert into a checking account, disclosures will be provided at that time. Please note that rates, fees, and balance requirements may vary based on the account available at that time. Must be 18 or older to open online.

HOW CAN WE HELP YOU

CUSTOMER SERVICE

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Locations

Experience the difference of exceptional service when you stop by a local banking center.

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FAQs

Elevate your understanding with answers to our most common questions.

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Contact Us

Connect with your local banker by giving us a call or sending an email.

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SKIP THE TRIP

MOBILE BANKING

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24/7 Access

Manage your accounts from the palm of your hand whenever it’s convenient for you.

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Mobile Deposit

Deposit checks with the snap of a photo.

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Transfer Money

Easily transfer money between your accounts or over to a friend or family member straight from the Mobile App.