Invest without the risk and enjoy a guaranteed rate of return.
Open a CD with just $500 and start growing your savings!
Choose the terms that fit your needs with CD options from 3 Months to 5 Years.
A Certificate of Deposit (CD) is a type of savings account that pays interest on your original deposit of $500 or more for a fixed period of time. The term length for a CD can range from three months to five years, and the account has a fixed interest rate and withdrawal date, known as the maturity date.
CDs frequently offer higher interest rates than other types of deposit accounts, such as savings accounts and money market accounts, but they also limit how flexible you can be with your withdrawals.
We’d love to help you discover if a CD is the right choice for you. Contact Country Bank to chat with a member of our team or apply online if you’re ready to open a CD today!
| Terms | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| 3-Month (91 Days) $500.00-25,000.00 | 0.10% | 0.10% |
| 3-Month (91 Days) $25,000.01-49,999.99 | 0.10% | 0.10% |
| 3-Month (91 Days) $50,000 and up | 0.10% | 0.10% |
| 6-Month (182 Days) | 0.10% | 0.10% |
| 9-Month (273 Days) | 0.40% | 0.40% |
| 1-Year | 3.50% | 3.56% |
| 2-Year | 3.25% | 3.30% |
| 3-Year | 3.00% | 3.04% |
| 4-Year | 3.00% | 3.04% |
| 5-Year | 3.00% | 3.04% |
Minimum balance to earn the Annual Percentage Yield (APY) is $500. No withdrawals permitted within the first six (6) days after the date of deposit. A penalty will be imposed for early withdrawal. Fees could reduce earnings on the account
This calculator is for informational purposes only.
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Read MoreAll deposits are insured through the combined coverage of the FDIC (Federal Deposit Insurance Corporation) and the DIF (Depositor’s Insurance Fund). Under the FDIC, the standard insurance amount is $250,000 per depositor, for each ownership category. As a depositor in this bank, all of your deposits and accrued interest are insured in full without limit or exception. All deposits above the FDIC limit are insured in full by the Depositors Insurance Fund.
There has been a lot in the news lately about deposit insurance and bank safety. This question and answer section is to provide you with useful information about the safety and security of your funds at Country Bank. You can be confident that Country Bank is in a strong financial position and your interests are safe. In fact, the deposits of Country Bank customers are backed by the Federal Deposit Insurance Corporation (FDIC) to the maximum extent allowed by law. Additionally, the Depositors Insurance Fund insures all deposit amounts above FDIC limits in full.
LEARN MORE: FDIC
LEARN MORE: DIF
The combination of FDIC and DIF insurance provides Country Bank customers with full deposit insurance on all their deposit accounts. If you need more information or would like to discuss your accounts, please visit any of our branches or contact our Customer Care Center at 800-322-8233.
The DIF is a private, industry-sponsored insurance company. The DIF is not backed by the federal government or the Commonwealth of Massachusetts.
LEARN MORE: DIF
Individuals will need one primary form of identification. Alternatively, if one of the primary forms of ID cannot be provided, two secondary forms of identification are required Minors need to provide a birth certificate as one of their secondary forms of identification.
Primary
Driver’s License or ID Card
Passport
Permanent Resident Card (Green Card)
Firearms Permit
Police, Civil Service, Military Identification
U.S Visa
Secondary
Social Security Card
Credit Card with picture and signature
Employee ID with picture and signature
Health Care/Insurance Card (containing a name and member number)
Current Utility Bill (showing current address)
Student ID with picture and signature
Current Credit Card Bill (showing current address)
Birth Certificate (Required for minors) or Marriage Certificate
EBT Card (Massachusetts Residents only)
Pay Stub (current)
Vehicle Registration
ITIN Card (non-U.S Person)
Existing Customers:
We open accounts for existing customers who reside in any state.
New Customers:
We open accounts for new customers who reside in any of the New England States which includes:
211870980
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