

COMMERCIAL REAL ESTATE LOAN FEATURES
Competitive Rates
Our commercial mortgage rates can help you finance your business property without breaking the bank. Explore our flexible terms and start planning your next steps with confidence!
Flexible Funds
Invest in your business’s future knowing you have the money to make it happen. Commercial real estate loans can be used to purchase a new property, expand your square footage, or refinance existing business loans.
A Trusted Partner
When you work with our team of experts, you get expertise that can keep up. We are ready to support your growth and bring sophisticated solutions to continue your business success.

COMMERCIAL REAL ESTATE LOANS EMPOWER GROWTH
Elevate Your Business
Commercial real estate loans offer your business a needed source of capital to finance opportunities and investments.
- Invest In Commercial Property:
Buy a commercial property for your business or lease to tenants. - Build Equity:
Transition from renting and become an owner.

HOW TO APPLY FOR COMMERCIAL REAL ESTATE LOANS
Prepare to Save Time
Start early! Preparing your financial documents and understanding your loan options can streamline the process and save you valuable time. Let’s ensure your business is ready to seize the opportunity when the time comes! Get a head start by organizing these documents:
- The legal name of your business
- The business tax ID number
- The business type (LLC/Sole Proprietor/Corporation/etc.)
- Business financial statements and tax returns
- Your personal information and finances
- Property seller’s Schedule E from their tax return or a financial statement, if applicable
- Current listing of each tenant including the lease details and agreement, if applicable
From one local business to another, we take pride in handling the loan processing and underwriting in-house. Have confidence that we will do what it takes to help your business succeed.
THE DIFFERENCE IS IN THE DETAILS
CASH MANAGEMENT SOLUTIONS FOR YOUR BUSINESS
We strive to make life easier for those who put their blood, sweat, and tears into building something that makes our communities better. Explore these cash management options to save you time and simplify your finances.
Mobile Banking
Electronic Tax Payments through EFTPS
Remote Deposit Capture
Wire Transfer Services
ACH Services
Check Positive Pay
Line of Credit Sweep
Merchant Services
BUILDING STRONGER COMMUNITIES, ONE LOAN AT A TIME
COMMERCIAL LENDING OFFICERS
When done right, a loan can be the difference-maker in helping your business get ahead. You can count on our lenders to customize a solution that serves the unique needs of your business. A loan that’s flexible, allows for higher lending limits, and delivers on the promises made to you. Trust the relationship. Trust the loan.

Jessica Royce
SENIOR VICE PRESIDENT, COMMERCIAL BANKING TEAM LEAD
jroyce@countrybank.com
Direct Dial: 413-277-2065
Fax: 866-638-8771

Ben Leonard
SENIOR VICE PRESIDENT, COMMERCIAL BANKING TEAM LEAD
bleonard@countrybank.com
Direct Dial: 413-277-2119
Fax: 866-638-8771

Shane Elder
FIRST VICE PRESIDENT, BUSINESS BANKING TEAM LEAD COMMERCIAL LOAN OFFICER
selder@countrybank.com Direct Dial: 413-277-2112 Cell: 508-440-1616

Ryan Nauman
VICE PRESIDENT, COMMERCIAL LENDER
rnauman@countrybank.com
Direct Dial: 413-277-2067
Fax: 866-638-8771

Seth Arvanites
VICE PRESIDENT, COMMERCIAL LENDER
sarvanites@countrybank.com
Direct Dial: 413-277-2106
Fax: 866-638-8771

Michael Demarco
VICE PRESIDENT, COMMERCIAL LENDER
mdemarco@countrybank.com
Direct Dial: 413-277-2073
FAX: 866-638-8771

Patrick O’Hara
VICE PRESIDENT, COMMERCIAL LENDER
pohara@countrybank.com
Direct Dial: 413-277-2111
Fax: 866-638-8771

Jolene Mastalerz
VICE PRESIDENT, PORTFOLIO MANAGER
jmastalerz@countrybank.com
Direct Dial: 413-277-2113

Sarah Yurkunas
COMMERCIAL LOAN RELATIONSHIP OFFICER
syurkunas@countrybank.com
Direct Dial: 413-277-2158

Samuel Pursey
COMMERCIAL LOAN RELATIONSHIP OFFICER
SPursey@countrybank.com
Direct Dial: 413-277-2043

Carla Alves
VICE PRESIDENT, BUSINESS BANKING LOAN OFFICER calves@countrybank.com Direct dial: 413-277-2110 Cell: 413-530-7608
EMPOWER YOUR FUTURE
COMMERCIAL REAL ESTATE LOAN RESOURCES
As a business owner, it’s crucial to manage your finances wisely to ensure growth and stability. From budgeting effectively to investing in the right areas, every decision counts. Take advantage of these tools and tips to secure your business’s future.

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Support Small Business Saturday, November 30th: A Celebration of Local Entrepreneurs

Professional Help With Your Business
HOW CAN WE HELP YOU
CUSTOMER SERVICE
Locations
Experience the difference of exceptional service when you stop by a local banking center.



BUSINESS BANKING SIMPLIFIED
MOBILE BANKING
Monitor Your Accounts
Review account balances and transactions for your business checking and business money market accounts.
Deposit Checks
Easily deposit your business’s checks from your smartphone 24/7.
Pay Bills
Manage your bills monthly or set recurring payments to stay on top of your business finances.