
BUSINESS CHECKING ACCOUNT
LARGE OR SMALL, YOUR BUSINESS IS COVERED


Technology That is Made to Make a Difference
Custom Accounts
No matter how many transactions your business processes or what your daily minimum balance is, you can find a business checking account to match your finances.
Technology That is Made to Make a Difference
Your business has access to online banking, mobile banking, remote deposit capture, and fraud prevention tools saving you time and hassle.
Cash Management Options To Exceed Your Needs
Our Cash Management options help your business achieve your financial goals without having to step foot inside of a Banking Center. Click HERE to learn more.
ELEVATE YOUR BUSINESS BANK ACCOUNT WITH:
Mastercard® Debit or ATM Card
Mobile Wallet
Online Banking with Bill Pay
Mobile Banking with Mobile Deposit
Text Banking
eStatements
Telephone Banking
Cash Management Options

COMMUNITY BUSINESS CHECKING ACCOUNT
The Best Business Bank Account Is Made To Make A Difference
Does your business produce low transaction volume? This account, with no monthly service charge, was designed for you.

GROWTH BUSINESS CHECKING ACCOUNT
Empowering Your Business
If your business processes a moderate amount of transactions this could be the best business checking account for your needs.

EARNINGS ANALYSIS BUSINESS CHECKING ACCOUNT
Growing Your Business Together
If you’ve got a high business transaction volume and use cash management solutions, look no further.

BUSINESS INTEREST CHECKING
Earn More With Every Dollar
Your business’s hard-earned money never sits idle in this interest-bearing business checking account. Smart savers and smart spenders deserve to be rewarded by earning competitive interest on your high balances.

NONPROFIT COMMUNITY BUSINESS CHECKING ACCOUNT
Supporting The Difference You Make
You created your nonprofit to serve the people and the community. This business checking account was created especially for your business.

ZERO BALANCE BUSINESS CHECKING ACCOUNT
Zero Balance – Maximum Flexibility
When your business has multiple accounts, it can be a hassle to keep track of the daily balances in each one so as not to overdraw. This business checking solution ensures a balance of zero is maintained by automatically transferring funds from a master account daily to cover items presented.
SEAMLESS CASH MANAGEMENT SOLUTIONS FOR YOUR BUSINESS:
Remote Deposit Capture (RDC)
Wire Transfer
Line of Credit Sweep
Check and ACH Positive Pay
Electronic Tax Payments
Merchant Services
Merchant Services
Night Depository Services
Business Check Ordering

MERCHANT SERVICES
Start accepting credit card and debit card payments at your business with merchant services. Getting started is easy and you’ll receive the latest equipment, systems, and service designed to help your business succeed.
- Next business day funding
- In-person, online and mobile payment solutions
- Chip card/EMV terminals and tablet point-of-sale systems
- Loyalty and gift card programs
EMPOWER YOUR BUSINESS’ GROWTH
BUSINESS CHECKING ACCOUNT RESOURCES
As a business owner, it’s crucial to manage your finances wisely to ensure growth and stability. From budgeting effectively to investing in the right areas, every decision counts. Take advantage of these tools and tips to secure your business’s future.


A Guide for Small Business Owners Applying for an SBA Loan

Small Business Saturday 2024
FINDING YOUR SOLUTION
BUSINESS CHECKING ACCOUNT FAQs
Are my business accounts insured?
Every deposit account at Country Bank is insured in full. In addition to Federal Deposit Insurance Corporation (FDIC) insurance, Country Bank offers Depositors Insurance Fund (DIF) protection.
- The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.
- All deposits above the FDIC limits are insured in full by the DIF
- The combination of FDIC and DIF insurance provides customers of Massachusetts-chartered savings banks with full deposit insurance on all of their deposit accounts
Can I set up electronic tax payments?
Yes, you can pay your taxes through Cash Management or by signing up with EFTPS.
What is check and ACH positive pay?
Check Positive Pay: Welcome to the most powerful tool available to combat check fraud. This service monitors each check presented and matches it to a list of known issued checks. If there is a question or discrepancy, we flag it and let you know.
ACH Positive Pay / Blocks and Filters:
This tool is made to help you fight fraud associated with electronic payments. It gives your business the ability to block all ACH debits and/or credits from posting to your company accounts to prevent ACH fraud—or to control the ACH debits that post to your account.
Contact us if you are interested in adding these services.
What is remote deposit capture?
Remote deposit capture allows you to scan checks and transmit scanned images to Country Bank for posting and clearing from the comfort of your office. Checks can be scanned to create a digital deposit. This digital deposit is then transmitted over an encrypted internet connection to Country Bank for clearing and posting.
HOW CAN WE HELP YOU
CUSTOMER SERVICE
Locations
Experience the difference of exceptional service when you stop by a local banking center.



BUSINESS BANKING SIMPLIFIED
MOBILE BANKING
Deposit Checks
Easily deposit your business’s checks from your smartphone 24/7.
Pay Bills
Manage your bills monthly or set recurring payments to stay on top of your business finances.
Monitor Your Accounts
Review account balances and transactions for your business checking and business money market accounts.